Many clients believe that by obtaining commercial insurance policies they are managing risks and their insurance needs in an efficient and cost-effective manner.

But this may not be so, and the creation of a captive could be the way to more effectively manage risks, reduce costs and gain better control.

There is a common misapprehension that you have to be a Fortune 500 company to own and benefit from setting up a captive, but a small-to-medium-sized business owner grossing $1 million to $250 million per year can set up and take advantage of a captive program.

To discuss if this is an option for your business please contact iand@wiltongroup.com